Neugasse 29, 6300 Zug, CH    marketing@brettonwoods.ch

Bretton Woods digital AG

Where physical assets meet digital responsibility.

Bretton Woods digital AG is a Swiss fintech company based in the Canton of Zug. We have created a way for you to bring physical gold into the digital world.
Through regulated infrastructures and with real backing by licensed partners.

Supported through:

Philoro is an LBMA-certified gold supplier with pickup available in Zurich (Pelikanstrasse) and optional worldwide shipping. Bank Frick serves as the partner for gold tokenization and custody in Liechtenstein. Sumsub provides the KYC/AML verification solutions. A strategic co-founder is BIFID, who acts as the regulatory interface and holds a 1% stake in the project. VQF – the officially recognized self-regulatory organization (SRO) in Switzerland – ensuring compliance with applicable regulatory standards. Unlimit provides the prepaid Mastercard® debit card, connecting us to the global network of Mastercard®. The security of the smart contracts is ensured by a comprehensive audit conducted by Quantstamp.

Our Mission

To sustainably secure the management and democratization of tangible assets for current and future generations – and to simplify it through digital innovation.

  • The name: A tribute – and a correction

    The name “Bretton Woods” refers to the historic 1944 conference that laid the foundation for the modern financial system – built on gold-backed currencies and international stability. While that system ended in 1971 with the suspension of the gold standard, our vision is:

  • A new era of trust, stability, and global access – enabled by SmartGold.

    SmartGold is a gold-backed, that helps to support a more transparent financial structure and which offers both traditional value protection and modern functionality: accessible, programmable, decentralized.

HQ & Regulation

Bretton Woods digital AG is therefore not just a legal designation, but a programmatic statement:
Back to value-based currency, forward to digital fairness.

  • Firmensitz

    Headquarters

    Zug, Switzerland – at the heart of European blockchain and financial innovation

  • Rechtsform

    Legal Form

    Stock corporation under Swiss law

Disclaimer: MiCAR is the official EU regulatory framework for Crypto-Asset Service Providers (CASPs), effective from mid-2025.

  • Verwahrung

    Vault Storage


100% physical, vault-backed Gold


Storage in Liechtenstein


Audited quarterly by independent auditors

SmartGold

1 BWG-Token = 1g fine Gold 
tokenized, auditable, transferable.

  • Direct Ownership

  • 999.9 fine Gold stored in Liechtenstein

  • Automated Smart Contracts
    (for fees and transfer of ownership)

  • Purchase via Website & App

  • Usability through App & Debit Card
    (coming soon)

  • Direct Gold purchase

  • Storage of Gold at Bank Frick

  • Ownership certification through BWG Token

  • Management of Assets using our App

Leadership & Origin

Bretton Woods digital AG was founded in cooperation with the Berlin Institute of Finance, Innovation and Digitalization e.V. (BIFID) – a research institute affiliated with the Berlin School of Economics and Law (HWR).

  • GRÜNDER & CEO

    FOUNDER & CEO

    Norbert Schmidt – Entrepreneur with many years of experience in trade fairs, logistics, and B2B development

  • Gründer & CFO

    Founder & CFO

    Prof. Dr. Martin Užík – Expert in corporate finance, private equity, and business law

  • Beteiligung

    Shareholder

    BIFID is a strategic partner and holds a 1% share of the business

  • The business synthesizes economic excellence and entrepreneurial realization.

What makes us unique?

Bretton Woods digital AG was founded in cooperation with the Berlin Institute of Finance, Innovation and Digitalization e.V. (BIFID) – a research institute affiliated with the Berlin School of Economics and Law (HWR).

Area
Unique Selling Propositions
Product
Gold-backed token with full traceability and physical allocation
Technology
Smart contracts, OpenZeppelin standards, proprietary wallet and API infrastructure
Regulation
Swiss VASP, FINMA-registered, internationally compliant
Transparency
Audited gold reserves, smart contract-based fee processing
Sustainability
ESG-oriented, SDG-aligned, with a focus on financial inclusion and education
Flexibility
Use cases include treasury, bonus models, CSR, international donation projects, NGO financing, and more.

Very easy customization

For every user level

Fast information update

Super fresh information update

What makes us different

Fully responsive

For any devices size and type

Wider market reach

With worldwide market reach

DISCLAIMER

Bretton Woods Digital AG erbringt keine individuelle Finanzberatung.
This page is for informational purposes only and does not constitute an offer or solicitation to buy or sell securities, tokens, or services.

The Bretton Woods digital account and Mastercard® is issued by Unlimit, authorised by the Bank of Cyprus under the electronic money institution license to issue e-money and is a member of the Mastercard® Scheme. Please note that electronic money products are not covered by the Deposit Insurance System of the Republic of Cyprus. We ensure that any funds received by you are held in a segregated account so that should Unlimit become insolvent your funds will be protected against claims made by our creditors.

Frequently Asked Questions

What you should know

Is my Gold really stored?

Yes. Each token represents 1g of physically stored gold. Storage locations and audit reports are fully documented.

Can I have my physical gold delivered to me?

Yes, starting from certain thresholds. The conversion back into fiat is also integrated.

How does SmartGold compare to ETFs?

Direct ownership, no fund structure, no third-party risks, tax advantages (e.g. in Germany, capital gains tax-free after a 1-year holding period)

Can I integrate SmartGold into my business?

Yes. Through API, white-label coins, or treasury solutions, we offer flexible B2B options.

Can I invest into Bretton Woods digital AG?

Yes, through direct participation or partnership. Please contact our IR team for details.

Supported through:

Bretton Woods digital AG