Bretton Woods digital AG
Where physical assets meet digital responsibility.
Bretton Woods digital AG is a Swiss fintech company based in the Canton of Zug. We have created a way for you to bring physical gold into the digital world.
Through regulated infrastructures and with real backing by licensed partners.
Supported through:








Our Mission
To sustainably secure the management and democratization of tangible assets for current and future generations – and to simplify it through digital innovation.

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The name: A tribute – and a correction
The name “Bretton Woods” refers to the historic 1944 conference that laid the foundation for the modern financial system – built on gold-backed currencies and international stability. While that system ended in 1971 with the suspension of the gold standard, our vision is:
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A new era of trust, stability, and global access – enabled by SmartGold.
SmartGold is a gold-backed, that helps to support a more transparent financial structure and which offers both traditional value protection and modern functionality: accessible, programmable, decentralized.
HQ & Regulation
Bretton Woods digital AG is therefore not just a legal designation, but a programmatic statement:
Back to value-based currency, forward to digital fairness.

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Headquarters
Zug, Switzerland – at the heart of European blockchain and financial innovation
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Legal Form
Stock corporation under Swiss law
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Regulation
Registered as Virtual Asset Service Provider (VASP) with FINMA
Member of VQF, a self-regulatory organization for anti-money laundering recognized by FINMA -
EU-Integration & MiCAR-Konformität
Bretton Woods digital AG is prepared for EU-wide regulatory access, including: Full alignment with the Markets in Crypto-Assets Regulation (MiCAR) for asset-referenced tokens Preliminary compliance with the EU Digital Services Act (DSA)
Disclaimer: MiCAR is the official EU regulatory framework for Crypto-Asset Service Providers (CASPs), effective from mid-2025.
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Vault Storage
SmartGold
1 BWG-Token = 1g fine Gold
tokenized, auditable, transferable.
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Direct Ownership
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999.9 fine Gold stored in Liechtenstein
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Automated Smart Contracts
(for fees and transfer of ownership) -
Purchase via Website & App
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Usability through App & Debit Card
(coming soon)



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Direct Gold purchase
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Storage of Gold at Bank Frick
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Ownership certification through BWG Token
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Management of Assets using our App
Leadership & Origin
Bretton Woods digital AG was founded in cooperation with the Berlin Institute of Finance, Innovation and Digitalization e.V. (BIFID) – a research institute affiliated with the Berlin School of Economics and Law (HWR).

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FOUNDER & CEO
Norbert Schmidt – Entrepreneur with many years of experience in trade fairs, logistics, and B2B development
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Founder & CFO
Prof. Dr. Martin Užík – Expert in corporate finance, private equity, and business law
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Shareholder
BIFID is a strategic partner and holds a 1% share of the business
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The business synthesizes economic excellence and entrepreneurial realization.
What makes us unique?
Bretton Woods digital AG was founded in cooperation with the Berlin Institute of Finance, Innovation and Digitalization e.V. (BIFID) – a research institute affiliated with the Berlin School of Economics and Law (HWR).

Area
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Unique Selling Propositions
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Product
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Gold-backed token with full traceability and physical allocation
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Technology
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Smart contracts, OpenZeppelin standards, proprietary wallet and API infrastructure
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Regulation
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Swiss VASP, FINMA-registered, internationally compliant
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Transparency
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Audited gold reserves, smart contract-based fee processing
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Sustainability
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ESG-oriented, SDG-aligned, with a focus on financial inclusion and education
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Flexibility
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Use cases include treasury, bonus models, CSR, international donation projects, NGO financing, and more.
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Very easy customization
For every user level
Fast information update
Super fresh information update
What makes us different
Fully responsive
For any devices size and type
Wider market reach
With worldwide market reach